With the CelticSaver
HSA Health Plan you have greater flexibility and control over
your health care dollars and receive unique tax advantages that
can add-up to significant savings over the years. Plus, you can
draw money from your HSA fund to pay for a broad array of
qualified medical expenses like contact lenses, dental
treatment, athletic club memberships and much more.
Comprehensive Major Medical
Coverage:
- Quality coverage for
individuals ages 18 to 64 ½ years and their families
- Deductible choices for
Individuals - $1,500, $2,600 & $5,000
- Deductible choices for
Families - $3,000, $5,150 & $10,000
- 100% coinsurance after
deductible
- Initial 12 month rate
guarantee
- Prenegotiated fees at
participating physician offices, hospitals & pharmacies
- Preferred rating class for
qualifying applicants
Two Plans To Choose From:
CelticSaver
HSA PPO (Doctor and Hospital Network)
You receive high quality care for the lowest premium by
accessing respected network physicians and hospitals. This
doctor and hospital PPO offers savings on every visit to any
network provider.
CelticSaver
HSA Managed Indemnity (No Network)
Offers
you comprehensive coverage with the flexibility to select the
doctors and hospitals of your choice.
Click
here for a comprehensive benefit chart
HSA Tax Advantages
Created under federal
legislation, HSAs offer a way to purchase a health policy and
save money tax-free.
Tax Deductible -
Contributions to your HSA Fund are tax deductible up to
the lesser of 100% of your deductible or to the IRS
allowed maximums of $2,600 for single coverage and $5,150 for
family coverage.
Tax Deferred - Your HSA
money earns interest tax deferred and rolls over year after
year.
Tax-Free - Withdrawals
from your HSA fund used for qualified medical expenses are
tax-free.
Celtic partners with MSAver to
administer the HSA portion of the plan. MSAver is a
nationally recognized provider of HSA administration and offers
a portfolio of investment options including access to stocks,
bonds and mutual funds.
Celtic Insurance
Company does not provide tax, investment or legal advice.
Federal and state laws may change and are subject to
interpretation. If tax, investment or legal advice is requested,
consumers should seek the services of a licensed professional.
|
