Dental plans 1 & 2 (Careington Dental and Aetna Dental Access) are NOT Insurance, they are reduced fee / discount programs. With a reduced fee program, your bill is discounted according to the procedure schedule. You would then pay the remainder of the bill directly to the dentist office. The Careington 500 discounts are 20%-60% on most procedures. The Careington POS discounts are 20% - 50% on most procedures. The Aetna Dental Access discounts are 15% - 50% on most procedures. A discount plan has absolutely no waiting for services which means you can use it immediately for major services such as crowns and root canals. They are a very affordable plan option if you have no dental insurance. The discount plans can only be used at participating dentists.
THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is on this website. A written list of participating providers is available upon request. You may cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5, AR and TN residents will be refunded processing fee). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.
This plan is not available in Vermont or Washington
Plans 3, 4 and 5 are insured plans for individuals and families which allow you to use any dentist or utilize a dental PPO network option for additional savings. We also offer insured plans by UnitedHealthOne.
Need help in choosing an affordable policy that will save you the most money? Try the Dental Plan Advisor or call us today at 1-800-544-9505.
Group Dental is also available for groups of 10 or more. Call 1-800-544-9505 for more information
- Dental Insurance Plans
- Dental Information