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How does the Essential Dental Insurance plan work? |
| The Essential Dental Solutions Plan (EDS) is a great way to save money on routine dental care. This plan includes both insured dental coverage and discounts. Although you can use any dentist with this plan, if you use a network dentist - your benefits will go much further. The Essential Dental Solutions dental insurance plan pays 100% for Exams. Cleanings, Bitewing X-Rays and Filings regardless of the dentist you use. If you use a network dentist, the plan also provides discounts of 20-50% on other dental procedures such as root canals, crowns, extractions, dentures and orthodontics. There are approximately 81,000 network dental providers so there is a good chance that your dentist already accepts this plan |
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| If you use a out-of-network dentist, the claim payment is based on the same amount that would be paid if you were to use a network dentist. |
| Note: When using a network dental provider, they are contracted to submit the insurance claim for covered dental procedures on your behalf. When using an out-of-network dentist, you may be required to submit the claim yourself and the dental office can help you complete the form. Claim forms are included with your dental insurance policy. |
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$29.95 Per Month - Includes Entire Family |
| The Essential Dental Solutions Plan includes a 30 Day Money Back Satisfaction Guarantee. If you cancel your plan within the first 30 days, you will receive a full premium refund of $29.95. You can also cancel the plan at anytime for any reason - No questions asked. |
| Frequently Asked Questions - FAQ |
| Who is the insurance company? |
| This insurance plan is underwritten by National Guardian Life Insurance Company (Rated A- Excellent by AM Best). |
| What is the annual benefit maximum? |
| The insured coverage annual maximum is $500 per person. Other services that are discounted do not go towards this amount and the discounts can be used as often as needed. |
| How soon can I use the dental plan? |
| You can begin using your dental plan 3-5 business days after you apply. If you need to use your dental plan before you receive your ID cards and policy in the mail, simply policy services for your ID number. The toll free number is included in the confirmation email that you will receive immediately after you apply. |
| Are there age limits for this dental plan? |
| There are no age limits and everyone is accepted as long as you live in a state where the plan is available. |
| What other benefits does this plan include? |
| Aside form the insured dental coverage, this plan also includes discounts on retail and mail order prescriptions, hearing services, dental financing and more. For a complete member guide Click Here. |
| What are my payment options? |
| You can pay for your plan monthly using a credit card or automatic bank draft. |
| How do I apply for the Essential Dental Solutions Plan? |
| You can Apply Online or over the phone at: 1-800-544-9505 |
| How much are the discounts for the dental procedures that are not covered 100%? |
| The discounts range from 20-50% and vary by zip code. For specific procedure discounts when using a network provider, simply Click Here to view the sample schedule for your area. |
For More Information Call 1-800-544-9505 | Copyright LTCC, Inc. | www.ConsumerBenefits.net
