Temporary Health Insurance

Temporary Health Insurance

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Short Term Health Insurance

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LTCC is a trademark of Long Term Consumer Care, Inc. / Consumer Benefits Health & Dental.  All other products mentioned are registered trademarks of their respective  companies.

Long Term Consumer Care, Inc.

Dental Insurance Standard Security Life Insurance Company of NY 

Three dental insurance plan options available

Choose from our BasicOne, ClassicOne and PremierOne plans

What is Secure Dental One?  Secure DentalOne offers you access to high quality affordable dental insurance coverage for your entire family.  Coverage is provided for preventative, basic and major dental services per insured person as follows:

First, you meet the $100 Lifetime per person deductible.  Next, Secure Dental One pays a percentage of covered expenses.  With the ClassicOne and the PremierOne dental insurance plan, you can use any dentist.  The Secure Dental One plan also has a Orthodontics option available.

Secure DentalOne dental insurance pays a percentage of covered expenses for preventative, diagnostic, basic and major dental services.

Secure DentalOne is Available in: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MA, ME, MI, MN, MO, MS, NC, NE, NH, NV, NM, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WV, WI, WY 

- Print your dental insurance policy and ID cards at the end of the application process -
The Secure Dental Insurance plan is available to all ages
Get a Instant Dental Insurance Quote or Apply by Clicking Here
Note: The plan will begin the 1st of the month following the date you apply.
No personal information is needed for a quote - Just your age and zip code

Secure Dental Insurance Plan - Outline of Coverage

  BasicOne* ClassicOne PremierOne
Waiting Periods      
Preventative No Waiting Period No Waiting Period No Waiting Period
Diagnostic No Waiting Period No Waiting Period No Waiting Period
Basic No Waiting Period 6 months No Waiting Period
Major No Waiting Period 12 months No Waiting Period
Plan Pays     Graded Benefit
Preventative Pays 80% Pays 80% Pays 100%
Diagnostic PPO Discount Pays 80% Pays 100%
Basic Services PPO Discount Pays 50% Pays 25% Year 1
Pays 50% Year 2
After 6 Months
Pays 75% Year 3
Major Services PPO Discount Pays 50% Pays 10% Year 1
Pays 20% Year 2
After 12 Months
Pays 40% Year 3
Office Co-pay None None $10
Deductible No Deductible $100 Life Time* $100 Life Time*
Calendar
Year
Maximum
N/A $750/Person $1250/Person
Dentists > Click for Providers Use Any Dentist Use Any Dentist
Plan Popularity
*The $100 deductible only needs to be satisfied once for the entire time you have the policy.
Preventive: Cleanings, exams, sealants, fluoride

Diagnostic: Bitewing X-rays, full mouth X-rays
Basic: Fillings, extractions, repairs
Major: Endodontics, Periodontics, Oral Surgery, Crowns, Bridges
What dental services are considered Preventative, Diagnostic, Basic or Major? Click Here

Get a Quote or Apply by Clicking Here

Get a Dental Insurance Quote or Apply by Clicking Here

Apply for this Dental Insurance Plan and Receive a

FREE Consumer Benefits Rx Discount Plan More Info

Secure DentalOne - Plan Information
What dental services are considered Preventative, Diagnostic, Basic or Major? Click Here
What is the OrthoCare Program Option (Available in some states) Click Here
Download The Secure Dental One PDF Brochure Click Here
Frequently Asked Questions
Who is eligible for this coverage?
This plan is offered to all ages, and their eligible dependents (state requirements for dependent eligibility may vary).  Child only coverage is not available.
When does my coverage start?
Coverage starts on the effective date. The effective date issued will begin on the first of the month (at 12:00 a.m.) following your enrollment..
What are my payment options?
You can pay Monthly by or credit card or through auto bank withdrawal . Quarterly or Annually can be paid by credit card.
What is the calendar year maximum?
The maximum amount payable for all Covered Dental Charges in any calendar year as shown in the Coverage Schedule above. The Calendar Year Maximum will apply to each insured person
Secure DentalOne is Available in: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MA, ME, MI, MN, MO, MS, NC, NE, NH, NV, NM, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WV, WI, WY

We also offer plans by Aetna, CAREINGTON and Assurant Health 

Visit the Dental Insurance Section by Clicking Here

Email: info@consumerbenefits.net
Toll Free: (800) 544-9505
CopyrightŠ 2010, Long Term Consumer Care, Inc.
Member Better Business Bureau
National Business Association
 
LTCC is a trademark of Long Term Consumer Care, Inc. - Offering health and dental insurance