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| Affordable
Health Insurance Options |
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We
offer a number of affordable health
insurance options. These options
can be used in parallel to traditional
health plans or as stand-alone
coverage. Below is a brief
summary of benefits for a number of
plans. You can view complete
information for each plan, get quotes
and apply online. |
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Value
Med Insurance Plan - A
No Deductible limited
medical plan that pays you
directly
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The
Value Med plan pays you
directly for doctor visits,
outpatient expenses, hospital
stays and more. If you
already have health insurance,
this type of plan can help lower
your out of pocket expenses.
This plan can also be purchased
as primary coverage. |
| VALUE
MED PLAN |
BENEFIT
SCHEDULE |
PAYS |
| Doctors
Office Visits |
Pays
up to 10 Doctor Office visits
per calendar year for each
insured adult and up to 5 per
calendar year for all insured
children combined. Doctor Office
visits are limited to one per
week, except in Maryland. |
$75
per visit |
| Hospital
Outpatient Visits |
Pays
for Doctors treatment, medical
supplies, x-ray and lab tests.
Outpatient Benefit maximum per
calendar year is $200 per
insured and $200 for each
covered child. |
Up
to $100 per visit |
| Ambulance
Services |
Pays
ambulance expense per sickness
or accident |
$200
maximum per sickness or accident |
| Hospital
Confinement |
Pays
$1,000 per day, beginning on the
1st day of hospital confinement,
up to 365 days. Option for $100
per day is available.***** |
$100
or $1000 |
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Rates
start at $36/Month for
individuals and there are no
application fees. |
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 View
the Value Med Plan and Get a
Quick Quote - Click
Here 
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24
Hour Accident Coverage
- Insurance coverage for
injuries due to accidents
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The
24 Hour Accident Coverage Plan is
a very affordable plan that pays
you directly for expenses
related to injuries due to
accidents. If you already
have health insurance, this plan
can help lower your out of
pocket expenses.
Acceptance is guaranteed and the
monthly price includes the
family. |
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Basic |
Basic
Plus |
Basic
Premier |
Premier |
| ACCIDENT
MEDICAL EXPENSE COVERAGE |
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$2,500
(after a $100
deductible is satisfied) |
$5,000
(after a $100
deductible is satisfied) |
$7,500
(after a $250
deductible is satisfied) |
$10,000
(after a $250
deductible is satisfied) |
| ACCIDENTAL
DEATH &
DISMEMBERMENT |
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$5,000 |
$5,000 |
$7,500 |
$10,000 |
| EMERGENCY
HELICOPTER AIR AMBULANCE
WORLDWIDE COVERAGE |
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$4,000 |
$4,000 |
$4,000 |
$4,000 |
| Monthly
Cost - Single or Family |
$34.95 |
$44.95 |
$54.95 |
$64.95 |
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View
the 24 Hour Accident Coverage
Plan and Get a Quick Quote -
Click
Here |
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Guaranteed
Issue Plans - Available to
everyone regardless of health
status |
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Health
Essentials - Guaranteed Issue - Click
Here
| Insurance
Benefits |
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Guaranteed
Issue for members &
their spouse's ages 18 to
64, and dependent children
through age 26 |
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$1,000,000
Lifetime Maximum per
Covered Person |
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U.S.
Citizenship not required,
only U.S. residency for 12
consecutive months |
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In-Hospital
Daily Indemnity - Choice
of $500, $750, $1,000 or
$1,500 per day |
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Surgery,
Anesthesia, Lab, X-Ray,
Wellness, Emergency Room
and Ambulance benefits |
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Doctor
Office Visits - Choice of
$25, $50 or $75 per visit
benefit * |
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Doctors
Office Wellness Visit -
Choice of $50 or $75 for
one visit benefit * |
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Freedom
to choose any doctor or
hospital |
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$2,000
Accidental Injury Medical
Benefit |
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$10,000
Accidental Death and
Dismemberment |
Insured
Benefits Provided By:
United States Fire
Insurance Company , Rated
“A” by A.M. Best
Reports |
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