Assurant Health

Assurant - Accident Fixed-Benefit Coverage

The Assurant Accident Fixed-Benefit plan pays cash benefits when injuries, medical treatment or death result from an accident. Two base-policy options are available:


  • Off the Job Accident Fixed-Benefit, covers accidents that occur apart from the primary insured’s job
  • 24-Hour Accident Fixed-Benefit, which provides on- and off-the-job accident coverage


Accident Benefit Examples
Level 1
Level 2
Treatment (emergency room, urgent care or doctor’s office)
$100 adult/$50 child
$100 adult/$50 child
Follow-up Treatment
Ambulance (ground/air)
ICU Confinement
Major Diagnostic Exams
Physical Therapy
Rehabilitation Unit
Fractures (closed/open reduction)
Per-service benefit amounts
up to $3,000/$4,000
Per-service benefit amounts
up to $3,750/$5,000
Coma (7 or more days)
Paralysis (paraplegia/quadriplegia)
Accidental Death
$30,000 adult/$15,000 child
$50,000 adult/$20,000 child
Accidental Dismemberment
Up to Accidental Death benefit
Up to Accidental Death benefit

Assurant Health is the brand name for products underwritten and issued by Time Insurance Company.

Learn more about Accident Fixed Medical Expense coverage at: