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Golden Rule Health Insurance - A United Healthcare Company

Golden Rule - A United Healthcare Company 
Golden Rule Insurance Company (underwritten by United Healthcare) has been a leader in the individual health market for nearly 60 years. Serving individuals and families is our primary focus. Because we are dedicated to this market, we have developed a unique understanding of the health insurance needs of individuals and families. This knowledge is reflected throughout your experience with Golden Rule -- in our high quality products, our handling of claims, and our customer service.
Get a Golden Rule Health Insurance Quote - Compare plans, and even apply on-line!
In just a few easy steps you can find out if one of our plans meets your needs and budget.

Start Your Golden Rule Health Insurance Quote Now - Click Here

Click Here for a instant quote directly through Golden Rule Insurance Company

For instant quotes by United Healthcare, Assurant and Celtic, Click Here

We also offer "No Deductible Limited Medical Insurance Plans" that pay you directly for office visits, inpatient, outpatient hospital stays, ambulance and more.  Get More Info Here
UnitedHealthcare's Golden Rule Insurance Company has created a series of online consumer education videos.  Simply Click on the button to play the online Golden Rule health insurance plan video.

A traditional copay plan with a lower deductible and a higher premium.

A traditional copay plan with a lower deductible and a higher premium.
A high deductible plan plus a Health Savings Account.
A simple-to-understand plan with a lower premium and a higher deductible.
United Healthcare / Golden Rule Copay Plans
Who might benefit most from a Copay SelectSM plan?
  • Anyone who prefers the convenience of copay benefits for routine health care expenses.
  • Families with young children who have regularly scheduled doctor office visits.
  • Adults who want copay benefits for preventive care and prescription drugs

 

How the Golden Rule Copay SelectSM Works

Convenient doctor office copay benefits
When you use a Preferred Network doctor for an office visit, we pay 100% of history and exam fees after a $25 copay.

Adult and Child Preventive Care included
Preventive Care office visits are covered the same as other doctor office visits -- with copay benefits.

Prescription drug card benefits

  • Generic drugs -- $15 copay
  • Name brand drugs -- $100 per person per calendar year deductible, then:
    • $30 copay for preferred brands
    • $60 copay for non-preferred brands

Comprehensive Coverage for inpatient and outpatient medical expenses

  • Up to $3 million lifetime maximum benefit per covered person
  • Covered inpatient and outpatient expenses are reimbursed at 80% once the deductible has been met

Golden Rule Copay SaverSM
The Copay SaverSM plan provides the convenience of copays for doctor office visits (limited to 2 visits per person, per calendar year) for a lower monthly premium

Golden Rule also offers the following plans: (View the Golden Rule Plan Brochure)
  • HSA Plans
  • Saver 80 & 100 Plans
  • Plan 80 & 100

Individual and Family health insurance plans provide long-term protection and comprehensive medical coverage for you and your family.  Customize a low cost plan by United Healthcare, Golden Rule, Time / Assurant Health or Celtic that best fits your needs and budget. 

For More Information, Contact: Long Term Consumer Care, Inc.
Customer Service Toll Free: (800) 544-9505
 
Health Insurance Availability Varies By State

Copyright© 1999 - 2008  Long Term Consumer Care, Inc.

Offering health insurance by Golden Rule