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• Anyone who prefers the convenience of copay benefits for routine health care expenses.
• Families with young children who have regularly scheduled doctor office visits.
• Adults who want copay benefits for preventive care and prescription drugs

Convenient doctor office copay benefits
When you use a Preferred Network doctor for an office visit, we pay 100% of history and exam fees after a $25 copay.

Adult and Child Preventive Care included
Preventive Care office visits are covered the same as other doctor office visits -- with copay benefits.

Prescription drug card benefits

• Generic drugs -- $15 copay
• Name brand drugs -- $100 per person per calendar year deductible, then:
  • $30 copay for preferred brands
  • $60 copay for non-preferred brands

Comprehensive Coverage for inpatient and outpatient medical expenses

• Up to $3 million lifetime maximum benefit per covered person
• Covered inpatient and outpatient expenses are reimbursed at 80% once the deductible has been met

Golden Rule Copay Saver^SM
The Copay Saver^SM plan provides the convenience of copays for doctor office visits (limited to 2 visits per person, per calendar year) for a lower monthly premium