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We also offer "No Deductible Limited Medical Insurance Plans" that pay you directly for office visits, inpatient, outpatient hospital stays, ambulance and more.  Get More Info Here

• Anyone who prefers the convenience of Co-pay benefits for routine health care expenses.
• Families with young children who have regularly scheduled doctor office visits.
• Adults who want Co-pay benefits for preventive care and prescription drugs

Convenient doctor office Co-pay benefits
When you use a Preferred Network doctor for an office visit, we pay 100% of history and exam fees after a $25 Co-pay.

Adult and Child Preventive Care included
Preventive Care office visits are covered the same as other doctor office visits -- with Co-pay benefits.

Prescription drug card benefits

• Generic drugs -- $15 Co-pay
• Name brand drugs -- $100 per person per calendar year deductible, then:
  • $30 Co-pay for preferred brands
  • $60 Co-pay for non-preferred brands

Comprehensive Coverage for inpatient and outpatient medical expenses

• Up to $5 million lifetime maximum benefit per covered person
• Covered inpatient and outpatient expenses are reimbursed at 80% once the deductible has been met

Golden Rule Copay Saver^SM
The Copay Saver^SM plan provides the convenience of copays for doctor office visits (limited to 2 visits per person, per calendar year) for a lower monthly premium.  The Copay Saver is one of the lowest priced Golden Rule / United HealthCare plans.