IHC Health Solutions - A Member of the IHC Group (Formerly HPA, Inc.)

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Short Term Health Insurance
Frequently Asked Questions
What is Short Term Insurance?
Short term health insurance is designed to provide low cost medical coverage on a temporary basis. Ideal if you are between jobs, a temporary or seasonal worker, a college student or recent graduate, in a waiting period, while between permanent health plans or as a low cost alternative to COBRA insurance. To learn more, view the Buyers Guide by Clicking Here.
How long can I be covered?
HPA / IHC Short term coverage is available for as little as 30 days and you can keep it for up to 6 months. You can also select the exact number of days and make a single payment. When you select the single payment mode, you will receive a discount.
When does coverage begin?
Your HPA / IHC short term coverage can begin as early as the next day. You can also select a later date up to 60 days in the future.
Current Policy Holders
Click HERE if you need to Extend Your Coverage
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HPA, Inc. IHC

HPA, Inc. - Health Plan Administrators  ~ HPA has provided innovative health care solutions for over 60 years, meeting customer's needs with integrity, creativity and value

Health Insurance Plans Offered - HPA, Inc. has partnered with the world's leading insurance companies to provide you with great benefits at affordable prices.  It's easy to apply for insurance. The IHC / HPA group offers short term health insurance, dental insurance and travel insurance.  If your current HPA Insurance is about to expire, you can reapply online.

Short Term Health Insurance by HPA, Inc. 
HPA Secure Saver Secure Saver - Standard Security Life Insurance Company of NY
HPA, Inc. - Secure Saver STM

(Standard Security Life Insurance Company of New York) Short Term Medical coverage from 30 days up to 6 or 12 months of coverage. Eligibility up to age 65.

Choose from four daily deductible options: $750 or $1,000. After one covered person satisfies their daily deductible, covered charges that exceed the daily deductible amount on that same day are covered at 100%.  Once your combined deductibles reach $4,000, you no longer have a deductible and Secure Saver pays 100% of covered expenses up to the coverage period maximum of $2,000,000


HPA Secure STM Secure STM - Standard Security Life Insurance Company of NY
HPA, Inc. - Secure STM

(Standard Security Life Insurance Company of New York) Short Term Medical coverage from 30 days up to 6 or 12 months of coverage. Eligibility up to age 65.

$2,000,000 Lifetime Maximum Per Covered person; Freedom to choose any doctor or hospital; Choice of $1,000, $2,500 and $5,000 deductibles; Select to pay monthly or single payment; Accept payment by: check, money order, MasterCard, Visa, Discover or automatic monthly bank draft; Child only coverage.


HPA Secure Lite Secure Lite STM Limited Medical Plan - Standard Security 
HPA, Inc. - Secure Lite STM

(Standard Security Life Insurance Company of New York) Secure Lite STM Short Term Medical coverage from 30 days to  6 or 12 months of coverage. Eligibility to age 65.

$750,000 Lifetime Maximum Per Covered person; Freedom to choose any doctor or hospital; Choice of $500, $1,000, $2,500 and $5,000 deductibles; Select to pay monthly or single payment; Accept payment by: check, money order, MasterCard, Visa, Discover or automatic monthly bank draft; Child only coverage available.

 
Rx Co-Pay Card by HPA, Inc. 
HPA Rx Pay Card Competitor Rx Pay Card - Managed by Rx Options, Inc.
Rx Copay Plan Quote

This program is designed to save you money on your prescription drug costs, and to educate you on the use of generic and other low cost brand name drugs. 

With the HPA, Inc. Rx card, you can find drugs within the same therapeutic class as a drug you may be currently taking.  The plan works off of 4 tiers where you pay $10, $20, $50 or receive a special discount.

Overseas Travel Medical Insurance by HPA, Inc. 
HPA Travel Insurance Overseas Travel Medical - United States Fire Insurance Company
Travel Insurance Quote

Travel medical insurance for anyone traveling outside of their home country.  Next day coverage for 5 days to 12 months.  Monthly or single pay options are available. 

Today, more and more people are traveling outside of their home country, either for business, recreation or personal reasons. Offering medical coverage for $50,000 to $1,000,000 and many other travel related benefits.

Dental Insurance by HPA, Inc. 
HPA Secure Dental One Secure DentalOne - Standard Security Life Insurance Company
Secure Dental Insurance Quote

The HPA Secure Dental Insurance Plan gives your the freedom to choose any dentist.  Immediate coverage for preventative care and automatic acceptance.

The Secure DentalOne Insurance plan offers you access to quality, affordable dental coverage.  Dental insurance coverage is provided for preventative, basic and major dental services..


 

  • 1st Med Short Term Health Insurance

NOTE: Once you apply for any of the plans by Health Plan Administrators - You will receive ONE email from us at ConsumerBenefits.net. This email will include policy information, our contact information, policy service information, cancellation instructions for the plan you purchase and the download link for your Free Rx plan. Please keep this email with your HPA insurance policy.

HPA, Inc. IHC Health Solutions - Short Term Health Insurance 02212012