Qualified applicants can apply in as little as 10 minutes and get a Select Term Life Insurance policy approved instantly, with no medical exam required. Other life insurance policies can take months to buy. Also, Select Term Life Insurance offers you guaranteed rates--premiums are locked in instantly at the time you apply.

How much does Select Term life insurance cost?

Compared with other forms of life insurance, term life provides the most affordable protection for your dollar. For example, a 20-year old, non-smoking man will pay just $35 a month for a 30-year $150,000 policy. That’s less than the price of a cup of coffee a day! There is no policy fee or hidden costs and the premiums are fixed for the term of the policy.

Are my term life insurance premiums and benefits guaranteed?

Yes. Your term life insurance premiums will never go up, and your benefits will never go down during the term. Premiums and benefits are locked in at the time you apply and are guaranteed for the entire duration of your life insurance term up to 20 years.

How much term life insurance do I need?

Whether you’re buying your first policy or supplementing an existing policy, you should understand how much your loved ones may need.

Take into consideration any mortgage, loans and credit card debt that may be outstanding. Future obligations such as college funding may also be considered. If your dependents need to replace your income, consider a death benefit that produces interest income at that level. Finally your current budget should be able to handle the life insurance premium payments.

Convenient, easy to budget monthly premiums, quarterly, semi-annual, and annual (best value) payments are available with Select Term Life Insurance.

Select Term Life Insurance Features and Benefits