Health Insurance Plan Options
Lower your out of pocket expenses with Supplement Plans
Accident Medical, Critical Illness, Rx, Disability, Vision and more
Why Consider a Supplement Option?
With accidents, illness and hospital stays, you may deal with high deductibles, coinsurance and loss of income. We offer affordable supplemental health plans that can help you control your out of pocket expenses.
Accident Medical Insurance Plans by IHC
With accidents, illness and hospital stays, you may deal with high deductibles, coinsurance and co-payments. Metal Gap, The IHC Group’s supplemental insurance product, helps you manage these costs.
Affordable and guarantee issue–meaning you cannot be turned down, regardless of your health history – Metal Gap provides a lump-sum payment when a covered critical illness or an accident occurs. The payment is sent directly to you. You can use it to cover out-of-pocket expenses, prescriptions, living expenses such as mortgage or car payments, lost wages and other costs.
Critical Illness Plans by IHC
- Cash when you need it
Critical illness insurance pays you a lump sum cash benefit when a covered medical condition is diagnosed. You choose how to spend the money, whether for lost income, mortgage or child care payments.
- Benefits for serious conditions
Includes cancer, heart attack, stroke, major organ failure, coronary bypass, angioplasty, coma, paralysis and severe burn.
Benefits options range from $20,000 to $50,000 for primary insured and spouse, with a $10,000 option for children
Health Care at Home, at Work, at your Fingertips. Health Care Anywhere.
You want access to quality, convenient, cost-effective health care. You don’t want to wait for it. Telemedicine delivers just that.
What is telemedicine? Telemedicine, also known as telehealth, connects you to licensed physicians by phone, within minutes. These consultations cost a fraction of an office visit and are available almost anywhere you go. Connects you 24.7.365 to a national network of board-certified doctors at only $15 per consultation. Telemidicine plans are not insurance. >>> Get a Instant Quote
It's affordable at: $12.50 Single, $14.95 Family + $10 Application Fee
The Rx Pay Card Saves you money on prescriptions.
Four tiers of pricing for generic and brand name prescriptions.
The Rx Pay Card prescription drug card program does not require a health questionnaire and may be used at over 55,000 participating pharmacies throughout the United States. For a full list of prescriptions and to find pharmacies that accept the Rx Pay Card, visit www.advancedrugcard.com
Look up pricing and pharmacy locations at:
It's affordable at: $19.99 Single, $28.99 Couple, $43.99 Family
Vision insurance by Security Life Insurance Company of America
Direct Vision provides stand-alone coverage for individuals, seniors and families and features:
- A very large doctor network with over 31,000 VSP providers
- Great selection with a $150 frames allowance
- Eye exams, eyewear, lens options, contact lenses
- Choice of 12/12/12 or 12/24/24 exams, lenses & frames frequencies
- Individual rates starting at $12.22 a month
- Everyday effective dates available
- Get a instant Quote
Long Term Consumer Care, Inc. is an insurance agency and brokerage firm. Licensed nationwide, LTCC operates electronic consumer insurance information services nationwide and worldwide. Catering to the needs of self-directed insurance shoppers, we own and operate over a dozen insurance related properties. Our sites provide an array of comparative health insurance, short term health insurance, dental and travel insurance quotes, combined with insurance information and decision-making tools.
We have been online for over 20 years and a A+ rated member of the Better Business Bureau since 2001.
Licensed in 46 states, we offer a variety of health plans including: Short Term Medical insurance, Affordable Care Act Plans, dental insurance, discount dental plans, international medical insurance, Supplemental coverage and more.
The carriers we represent include: UnitedHealthcare, Golden Rule, HCC Life Insurance Company, The IHC Group, Standard Security Life Insurance Company, Madison National Life, Aetna, National General and NHIC and many more.
Offering supplemental health insurance by The IHC Group, UnitedHealthcare, Golden Rule Insurance Company, Standard Security, Madison life and Security Life Insurance Company of America
This provides a very brief description of some of the features of the insurance plans we offer. It is not the insurance policy and does not represent it. A full explanation of benefits, exceptions and limitations is contained in Individual Policy.
All of the supplement plans listed on this page can be used with other coverage or stand alone.
The Accident Medical plans and the Critical illness plans pay you directly. Designed to lower your out of pocket expenses for any other coverage you might have.
These plans are a good choice if you have a high deductible plan.
The supplemental plans do not have a limited duration. You can keep your plan as long as needed or cancel at any time.
Your coverage can begin as early as the day after you apply or the first of the month following the date you apply.
No Out-of-Network Penalties
Accidental Medical and Critical Illness plans are considered indemnity plans - meaning they pay a specific dollar amount based on the type of illness or accident. The amount the plan pays has not bearing on what doctor or hospital you use.
Free Discount Plans
Get Free Rx, Lab & Imaging Plans when you apply through this site. More Info